Take Control of Your Financial Future

Ask yourself if what you are doing today is getting you closer to where you want to be tomorrow.

Who We Are

Centuria Financial Group is a wealth management group that provides comprehensive financial planning and estate planning services to individuals, families, and business owners in Carroll and Frederick counties, MD. We are committed to helping you pursue your financial goals and preserve your legacy.

Whether you need asset preservation and risk management, investment, and retirement planning, or business succession planning, we have the experience to guide you through every step of the process.

Our main services include:

Asset Risk Management

We help you preserve your assets from potential threats such as lawsuits, creditors, taxes, and inflation. We also help you manage your risk exposure and diversify your portfolio.

Investment and Retirement Planning

We help you design a customized investment strategy that aligns with your risk tolerance, time horizon, and objectives. We also help you plan for a comfortable and fulfilling retirement that meets your income needs and lifestyle preferences.

Business Planning Needs

We help you address the unique challenges and opportunities of owning a business. We assist you with business succession planning, tax strategies, and business valuation.

Our Comprehensive Process

1

Discover

We start by understanding what is most important to you and collecting necessary information to assess your current financial situation.

2

Analyze

We complete an analysis and strategize on options to work towards your goals.

3

Deliver

We present your personal financial plan, discuss analysis, and provide recommendations to pursue your financial goals.

4

Execute

We discuss the implementation process and establish a timeline for your action plan.

Evolve

With our Seasonal Service Model, we will check your progress towards reaching your goals. We will work with you to adjust your plan as your life and priorities change.

Evolve

With our Seasonal Service Model, we will check your progress towards reaching your goals. We will work with you to adjust your plan as your life and priorities change.

Seasonal Service Model

Our seasonal service model ensures that we provide timely and relevant advice throughout the year. Depending on the season, we offer different services to help you stay on track with your financial plan:

Winter

We update your personal financial website, review your retirement and tax planning strategies, and discuss your goals for the new year.

Spring/Summer

We review your investment portfolio and risk tolerance, review your estate planning and beneficiary information, and discuss education planning options.

Fall

We review your cash flow and net worth, your employee benefits, and assess your insurance needs.

Wealth Strategy Videos

The New 529-to-Roth Rollover Rule

September 1, 2026

1:35 min watch

Understanding the Tax Triangle

August 1, 2026

1:25 min watch

Understanding Progressive Tax Brackets

July 1, 2026

1:30 min watch

Ready to take control of your financial future?

We proudly serve individuals, families, and business owners throughout Frederick and Carroll Counties, MD, and surrounding areas — and we would love to help you get started on your journey to financial independence.

Our Affiliations

We’re proud to be connected with organizations making a difference in our community.

Our Affiliations

We’re proud to be connected with organizations making a difference in the community.