Author: Centuria Financial

Dealing With Identity Theft

About 10 percent of Americans over the age of 16 are victims of identity theft every year. There is a strong possibility that, at some point, your identity will be stolen. While everyone hopes it will never happen to them, it’s always best to be prepared. Here are the essential steps to take if your […]

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Protect Yourself from Credit Repair Scams

Every day, companies promise consumers who have poor credit histories that, for a fee, they will clean up their credit report so they can get a car loan, a home mortgage, insurance or even a job. The truth is, these companies cannot deliver an improved credit report using the tactics they promote. It’s illegal to […]

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Reduce Risk of Identity Theft

Every year, millions of Americans fall victim to identity theft, costing consumers billions of dollars in stolen money and lost time. But, by taking the proper precautions, you can help reduce the risk of having your personal information compromised. Don’t hand out personal information Though obvious, don’t publicly share your basic information, including on social […]

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Helping Fund a Grandchild’s Education

Being able to dote on children is one of the advantages of being a grandparent. But some gifts, like a college education, are a bit too big to just be handed out. For grandparents (or other extended family members) who want to support a child’s education there are a number of methods available for use—each […]

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FAFSA 101

The U.S. Department of Education provides more than $150 billion in financial assistance for education each year. However, if you want your child to have a chance at receiving any of this aid, you’ll have to fillout FAFSA. FAFSA, or the Free Application for Federal Student Aid, is one of the most significant determinants of […]

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529 Plan Withdrawals

After years spent investing and saving for your child’s education, the moment it all pays off is when you can finally withdraw some of that money to cover the tuition bill. However, if you’re using a 529 plan to pay for your child’s education, it’s important to understand the potential tax implications and the best […]

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Investing for the Long Haul

Investing for the long haul is a passive investment strategy: investors buy stocks and hold them for a long period, regardless of short-term market fluctuations. You may miss out on extreme gains by investing for the long haul, but you’ll also miss extreme losses, which will give you invaluable security and peace of mind. In […]

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